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Business Insurance | Business Law Lawyer in Indiana

Business Insurance | Business Law Lawyer in Indiana

  • Creative Solutions to Business Law needs – Indiana Business Law Lawyers

All types of businesses need one or more insurance policies to guard against losses. A business lawyer can alert you to the specific areas of liability that your business might face.

Common Reasons Businesses Need Insurance:

• A landlord requires insurance to sign a building lease.
• Your new business has hired employees, which incurs the legal duty to buy a workers’ compensation policy.
• You have investments in equipment or raw materials to protect.
• Dissatisfied customers could sue you for product or service failures.
• General Liability, a customer falls at your office.

Types of Business Insurance

An Indiana lawyer could evaluate your business’s risk profile based on its size, location, products or services, staffing, and physical assets. Not every business needs the exact same protection levels, but most need some combination of insurance products.

1. Commercial Property Coverage – A fire, flood, or wind storm could damage the equipment necessary to run your business. Insurance can cover the cost of replacement. Some policies could even compensate you for lost income during downtime resulting from the disaster or accident.

2. General Liability Insurance – Most any business needs a general liability policy. Even in the startup stage, bad luck or negligence could result in someone’s injury. Insurance can offset the expenses of legal representation and payment of a settlement.

3. Product Liability Insurance – Even if your product has passed safety testing, the possibility remains that a creatively unlucky customer could be injured by it and sue your fledgling company for damages.

4. Professional Liability Insurance – Also known as errors and omissions coverage, professional liability insurance protects you against losses resulting from your mistakes.

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BUSINESS LAW

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CALL 317-565-1818
FREE E-BOOK - Ultimate Guide To Getting Divorced In Indiana

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